Call reports 2026
CITIZENS BANK, THE — 2026
What CITIZENS BANK, THE reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 223,981,000 | 220,385,000 |
| Total loans | 162,302,000 | 166,778,000 |
| Allowance for loan losses | 1,731,000 | 1,700,000 |
| Securities available for sale | 43,623,000 | 43,635,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 198,430,000 | 193,700,000 |
| Interest-bearing deposits | 157,694,000 | 154,470,000 |
| Noninterest-bearing deposits | 40,736,000 | 39,230,000 |
| Equity capital | 24,884,000 | 25,463,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 3,101,000 | 6,256,000 |
| Interest expense | 1,074,000 | 2,175,000 |
| Net interest income | 2,027,000 | 4,081,000 |
| Noninterest income | 278,000 | 604,000 |
| Noninterest expense | 1,445,000 | 2,733,000 |
| Provision for loan losses | 0 | -18,000 |
| Pretax income | 829,000 | 1,921,000 |
| Income tax | 0 | 0 |
| Net income | 829,000 | 1,921,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 27,653,000 | 28,143,000 |