Call reports 2021
CITIZENS BANK, THE — 2021
What CITIZENS BANK, THE reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 171,883,000 | 168,131,000 | 176,549,000 | 186,994,000 |
| Total loans | 109,009,000 | 112,795,000 | 117,759,000 | 118,293,000 |
| Allowance for loan losses | 1,668,000 | 1,763,000 | 1,866,000 | 1,945,000 |
| Securities available for sale | 33,001,000 | 40,005,000 | 43,485,000 | 44,192,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 151,068,000 | 146,520,000 | 154,500,000 | 165,206,000 |
| Interest-bearing deposits | 112,176,000 | 112,667,000 | 119,022,000 | 123,444,000 |
| Noninterest-bearing deposits | 38,892,000 | 33,853,000 | 35,478,000 | 41,762,000 |
| Equity capital | 19,402,000 | 20,072,000 | 20,620,000 | 20,754,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 1,670,000 | 3,514,000 | 5,309,000 | 7,030,000 |
| Interest expense | 251,000 | 466,000 | 668,000 | 848,000 |
| Net interest income | 1,419,000 | 3,048,000 | 4,641,000 | 6,182,000 |
| Noninterest income | 196,000 | 408,000 | 752,000 | 968,000 |
| Noninterest expense | 1,007,000 | 2,059,000 | 3,124,000 | 4,294,000 |
| Provision for loan losses | 105,000 | 210,000 | 315,000 | 420,000 |
| Pretax income | 526,000 | 1,214,000 | 1,977,000 | 2,459,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 526,000 | 1,214,000 | 1,977,000 | 2,459,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,247,000 | 19,736,000 | 20,298,000 | 20,659,000 |