Call reports 2017
CITIZENS BANK, THE — 2017
What CITIZENS BANK, THE reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 117,749,000 | 121,363,000 | 121,137,000 | 117,120,000 |
| Total loans | 80,033,000 | 84,268,000 | 85,530,000 | 81,216,000 |
| Allowance for loan losses | 1,206,000 | 1,313,000 | 1,375,000 | 1,265,000 |
| Securities available for sale | 27,002,000 | 26,375,000 | 26,173,000 | 25,298,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 94,065,000 | 95,850,000 | 88,549,000 | 95,329,000 |
| Interest-bearing deposits | 75,450,000 | 76,733,000 | 71,534,000 | 74,256,000 |
| Noninterest-bearing deposits | 18,615,000 | 19,117,000 | 17,015,000 | 21,073,000 |
| Equity capital | 16,146,000 | 16,903,000 | 17,218,000 | 17,079,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,245,000 | 2,547,000 | 3,943,000 | 5,299,000 |
| Interest expense | 191,000 | 383,000 | 580,000 | 760,000 |
| Net interest income | 1,054,000 | 2,164,000 | 3,363,000 | 4,539,000 |
| Noninterest income | 145,000 | 330,000 | 493,000 | 633,000 |
| Noninterest expense | 823,000 | 1,737,000 | 2,613,000 | 3,466,000 |
| Provision for loan losses | 105,000 | 210,000 | 315,000 | 420,000 |
| Pretax income | 271,000 | 547,000 | 928,000 | 1,286,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 271,000 | 547,000 | 928,000 | 1,286,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,297,000 | 16,574,000 | 16,955,000 | 17,265,000 |
| Total capital | 17,320,000 | 17,630,000 | 18,018,000 | 18,337,000 |
| Risk-weighted assets | 80,965,000 | 83,482,000 | 83,987,000 | 84,567,000 |