Call reports 2025
MERCHANTS BANK OF INDIANA — 2025
What MERCHANTS BANK OF INDIANA reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 18,740,858,000 | 19,083,804,000 | 19,296,676,000 | 19,390,856,000 |
| Total loans | 14,800,388,000 | 15,032,120,000 | 15,152,665,000 | 15,527,790,000 |
| Allowance for loan losses | 83,413,000 | 91,811,000 | 93,330,000 | 83,301,000 |
| Securities available for sale | 334,912,000 | 333,381,000 | 293,691,000 | 293,744,000 |
| Securities held to maturity | 1,606,286,000 | 1,548,212,000 | 1,670,555,000 | 1,543,659,000 |
| Trading assets | 626,272,000 | 602,961,000 | 591,379,000 | 571,314,000 |
| Total deposits | 12,468,176,000 | 12,751,155,000 | 13,998,493,000 | 13,101,471,000 |
| Interest-bearing deposits | 12,092,869,000 | 12,371,312,000 | 13,534,891,000 | 12,441,446,000 |
| Noninterest-bearing deposits | 375,307,000 | 379,843,000 | 463,602,000 | 660,025,000 |
| Equity capital | 2,113,184,000 | 2,138,040,000 | 2,179,350,000 | 2,235,386,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 286,516,000 | 590,231,000 | 891,302,000 | 1,198,086,000 |
| Interest expense | 161,841,000 | 334,311,000 | 504,839,000 | 670,983,000 |
| Net interest income | 124,675,000 | 255,920,000 | 386,463,000 | 527,103,000 |
| Noninterest income | 22,077,000 | 71,734,000 | 113,374,000 | 162,567,000 |
| Noninterest expense | 61,058,000 | 137,597,000 | 214,274,000 | 296,992,000 |
| Provision for loan losses | 9,506,000 | 63,967,000 | 94,963,000 | 122,904,000 |
| Pretax income | 77,967,000 | 129,303,000 | 195,570,000 | 274,924,000 |
| Income tax | 18,612,000 | 30,069,000 | 40,207,000 | 47,348,000 |
| Net income | 59,355,000 | 99,234,000 | 155,363,000 | 227,576,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,104,432,000 | 2,129,558,000 | 2,170,879,000 | 2,226,641,000 |
| Total capital | 2,201,501,000 | 2,233,591,000 | 2,274,675,000 | 2,320,227,000 |
| Risk-weighted assets | 17,315,546,000 | 17,022,155,000 | 17,024,048,000 | 17,347,952,000 |