Call reports 2022
MERCHANTS BANK OF INDIANA — 2022
What MERCHANTS BANK OF INDIANA reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 9,364,440,000 | 10,824,412,000 | 11,712,742,000 | 12,354,380,000 |
| Total loans | 8,388,908,000 | 9,946,138,000 | 9,731,378,000 | 10,331,679,000 |
| Allowance for loan losses | 31,076,000 | 36,572,000 | 38,219,000 | 43,310,000 |
| Securities available for sale | 305,803,000 | 328,592,000 | 312,104,000 | 313,563,000 |
| Securities held to maturity | 0 | 0 | 1,005,487,000 | 1,119,078,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 7,283,061,000 | 8,123,093,000 | 10,166,197,000 | 9,925,223,000 |
| Interest-bearing deposits | 6,833,290,000 | 7,689,240,000 | 9,833,927,000 | 9,582,943,000 |
| Noninterest-bearing deposits | 449,771,000 | 433,853,000 | 332,270,000 | 342,280,000 |
| Equity capital | 1,130,449,000 | 1,173,490,000 | 1,326,666,000 | 1,372,016,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 73,820,000 | 160,610,000 | 291,894,000 | 470,426,000 |
| Interest expense | 8,937,000 | 24,724,000 | 71,933,000 | 156,283,000 |
| Net interest income | 64,883,000 | 135,886,000 | 219,961,000 | 314,143,000 |
| Noninterest income | 33,915,000 | 71,520,000 | 99,903,000 | 121,408,000 |
| Noninterest expense | 29,617,000 | 61,089,000 | 94,385,000 | 130,083,000 |
| Provision for loan losses | 1,992,000 | 6,838,000 | 8,669,000 | 13,757,000 |
| Pretax income | 66,725,000 | 137,571,000 | 214,373,000 | 287,887,000 |
| Income tax | 16,678,000 | 34,489,000 | 53,256,000 | 70,641,000 |
| Net income | 50,047,000 | 103,082,000 | 161,117,000 | 217,246,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,126,531,000 | 1,171,291,000 | 1,327,929,000 | 1,372,941,000 |
| Total capital | — | — | 1,376,248,000 | 1,427,738,000 |
| Risk-weighted assets | — | — | 11,442,998,000 | 12,198,166,000 |