Call reports 2019
MERCHANTS BANK OF INDIANA — 2019
What MERCHANTS BANK OF INDIANA reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 3,802,502,000 | 5,107,485,000 | 6,145,258,000 | 6,167,493,000 |
| Total loans | 2,945,939,000 | 4,151,375,000 | 5,109,612,000 | 4,960,378,000 |
| Allowance for loan losses | 12,938,000 | 12,192,000 | 13,223,000 | 15,388,000 |
| Securities available for sale | 261,599,000 | 235,155,000 | 283,559,000 | 271,025,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 129,914,000 | 101,514,000 | 227,914,000 | 269,891,000 |
| Total deposits | 2,991,044,000 | 4,529,061,000 | 5,354,641,000 | 5,315,712,000 |
| Interest-bearing deposits | 2,881,201,000 | 4,352,337,000 | 5,173,650,000 | 5,067,094,000 |
| Noninterest-bearing deposits | 109,843,000 | 176,724,000 | 180,991,000 | 248,618,000 |
| Equity capital | 485,036,000 | 519,718,000 | 609,690,000 | 633,487,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 38,612,000 | 86,518,000 | 145,233,000 | 207,266,000 |
| Interest expense | 14,313,000 | 33,882,000 | 59,798,000 | 84,689,000 |
| Net interest income | 24,299,000 | 52,636,000 | 85,435,000 | 122,577,000 |
| Noninterest income | 2,617,000 | 11,335,000 | 20,976,000 | 42,257,000 |
| Noninterest expense | 11,609,000 | 25,717,000 | 39,731,000 | 56,762,000 |
| Provision for loan losses | 367,000 | 475,000 | 1,598,000 | 3,619,000 |
| Pretax income | 14,940,000 | 37,779,000 | 65,082,000 | 104,453,000 |
| Income tax | 3,772,000 | 9,392,000 | 15,995,000 | 25,660,000 |
| Net income | 11,168,000 | 28,387,000 | 49,087,000 | 78,793,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 465,636,000 | 504,198,000 | 600,164,000 | 623,716,000 |
| Total capital | 478,574,000 | 516,390,000 | 613,387,000 | 639,104,000 |
| Risk-weighted assets | 3,277,782,000 | 4,469,852,000 | 5,492,567,000 | 5,334,354,000 |