Call reports 2018
MERCHANTS BANK OF INDIANA — 2018
What MERCHANTS BANK OF INDIANA reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 3,626,859,000 | 3,736,436,000 | 3,760,689,000 | 3,710,275,000 |
| Total loans | 2,612,282,000 | 2,744,618,000 | 2,884,725,000 | 2,805,056,000 |
| Allowance for loan losses | 9,675,000 | 10,544,000 | 11,137,000 | 12,571,000 |
| Securities available for sale | 410,973,000 | 383,440,000 | 267,236,000 | 263,440,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 200,030,000 | 135,075,000 | 74,116,000 | 163,419,000 |
| Total deposits | 3,025,646,000 | 3,138,827,000 | 3,266,341,000 | 3,100,426,000 |
| Interest-bearing deposits | 1,956,107,000 | 2,134,818,000 | 2,038,917,000 | 2,937,860,000 |
| Noninterest-bearing deposits | 1,069,539,000 | 1,004,009,000 | 1,227,424,000 | 162,566,000 |
| Equity capital | 424,443,000 | 442,449,000 | 462,623,000 | 424,809,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 28,709,000 | 62,375,000 | 99,529,000 | 137,888,000 |
| Interest expense | 7,016,000 | 16,752,000 | 28,409,000 | 42,128,000 |
| Net interest income | 21,693,000 | 45,623,000 | 71,120,000 | 95,760,000 |
| Noninterest income | 11,073,000 | 22,446,000 | 34,100,000 | 48,364,000 |
| Noninterest expense | 9,384,000 | 20,423,000 | 31,786,000 | 46,171,000 |
| Provision for loan losses | 1,364,000 | 2,322,000 | 2,915,000 | 4,495,000 |
| Pretax income | 22,018,000 | 45,324,000 | 70,519,000 | 93,458,000 |
| Income tax | 5,242,000 | 11,034,000 | 17,311,000 | 23,528,000 |
| Net income | 16,776,000 | 34,290,000 | 53,208,000 | 69,930,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 412,739,000 | 429,177,000 | 449,982,000 | 399,815,000 |
| Total capital | 422,422,000 | 439,730,000 | 461,120,000 | 412,386,000 |
| Risk-weighted assets | 2,864,757,000 | 2,987,155,000 | 3,110,289,000 | 3,103,627,000 |