Call reports 2017
MERCHANTS BANK OF INDIANA — 2017
What MERCHANTS BANK OF INDIANA reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 2,799,862,000 | 3,090,564,000 | 3,236,566,000 | 3,394,682,000 |
| Total loans | 1,729,654,000 | 2,055,466,000 | 2,069,160,000 | 2,371,627,000 |
| Allowance for loan losses | 6,609,000 | 6,923,000 | 7,515,000 | 8,311,000 |
| Securities available for sale | 341,006,000 | 378,295,000 | 430,581,000 | 408,361,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 180,101,000 | 143,196,000 | 58,822,000 | 140,837,000 |
| Total deposits | 2,502,268,000 | 2,774,850,000 | 2,903,898,000 | 2,950,968,000 |
| Interest-bearing deposits | 1,951,837,000 | 2,138,417,000 | 1,736,875,000 | 1,991,026,000 |
| Noninterest-bearing deposits | 550,431,000 | 636,433,000 | 1,167,023,000 | 959,942,000 |
| Equity capital | 261,068,000 | 275,298,000 | 291,770,000 | 411,529,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 19,061,000 | 41,770,000 | 67,982,000 | 95,102,000 |
| Interest expense | 3,806,000 | 8,557,000 | 14,256,000 | 20,186,000 |
| Net interest income | 15,255,000 | 33,213,000 | 53,726,000 | 74,916,000 |
| Noninterest income | 8,009,000 | 24,390,000 | 32,240,000 | 46,747,000 |
| Noninterest expense | 6,340,000 | 14,282,000 | 22,681,000 | 32,425,000 |
| Provision for loan losses | 240,000 | 480,000 | 1,072,000 | 2,472,000 |
| Pretax income | 16,684,000 | 42,841,000 | 62,213,000 | 86,766,000 |
| Income tax | 6,360,000 | 16,331,000 | 23,716,000 | 26,147,000 |
| Net income | 10,324,000 | 26,510,000 | 38,497,000 | 60,619,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 253,008,000 | 267,021,000 | 275,862,000 | 398,327,000 |
| Total capital | 259,617,000 | 273,944,000 | 283,377,000 | 406,638,000 |
| Risk-weighted assets | 1,932,757,000 | 2,278,800,000 | 2,231,954,000 | 2,594,588,000 |