Call reports 2016
MERCHANTS BANK OF INDIANA — 2016
What MERCHANTS BANK OF INDIANA reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 2,468,454,000 | 2,506,433,000 | 3,072,079,000 | 2,717,742,000 |
| Total loans | 1,625,800,000 | 1,690,746,000 | 1,983,047,000 | 1,706,545,000 |
| Allowance for loan losses | 5,720,000 | 5,960,000 | 6,068,000 | 6,308,000 |
| Securities available for sale | 298,673,000 | 303,858,000 | 321,958,000 | 325,874,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 39,509,000 | 119,852,000 | 217,173,000 | 136,024,000 |
| Total deposits | 2,235,538,000 | 2,247,898,000 | 2,785,387,000 | 2,428,910,000 |
| Interest-bearing deposits | 1,370,718,000 | 1,223,767,000 | 1,605,461,000 | 1,507,369,000 |
| Noninterest-bearing deposits | 864,820,000 | 1,024,131,000 | 1,179,926,000 | 921,541,000 |
| Equity capital | 205,403,000 | 229,454,000 | 251,453,000 | 254,884,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 15,432,000 | 32,359,000 | 51,886,000 | 72,279,000 |
| Interest expense | 2,200,000 | 4,518,000 | 7,127,000 | 10,508,000 |
| Net interest income | 13,232,000 | 27,841,000 | 44,759,000 | 61,771,000 |
| Noninterest income | 3,133,000 | 9,529,000 | 21,007,000 | 27,713,000 |
| Noninterest expense | 5,675,000 | 11,982,000 | 19,123,000 | 26,463,000 |
| Provision for loan losses | 240,000 | 480,000 | 720,000 | 960,000 |
| Pretax income | 10,450,000 | 24,908,000 | 45,947,000 | 62,085,000 |
| Income tax | 4,134,000 | 9,851,000 | 18,170,000 | 24,554,000 |
| Net income | 6,316,000 | 15,057,000 | 27,777,000 | 37,531,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 195,758,000 | 221,192,000 | 243,899,000 | 249,231,000 |
| Total capital | 201,478,000 | 227,152,000 | 249,967,000 | 255,539,000 |
| Risk-weighted assets | 1,750,498,000 | 1,839,038,000 | 2,145,774,000 | 1,891,649,000 |