Call reports 2015
MERCHANTS BANK OF INDIANA — 2015
What MERCHANTS BANK OF INDIANA reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 2,109,410,000 | 2,225,005,000 | 2,444,563,000 | 2,269,290,000 |
| Total loans | 1,211,187,000 | 1,380,250,000 | 1,524,201,000 | 1,382,847,000 |
| Allowance for loan losses | 4,758,000 | 4,998,000 | 5,239,000 | 5,480,000 |
| Securities available for sale | 206,342,000 | 240,950,000 | 237,686,000 | 254,456,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 41,188,000 | 100,028,000 | 73,931,000 | 106,175,000 |
| Total deposits | 1,920,098,000 | 2,014,837,000 | 2,232,561,000 | 2,039,760,000 |
| Interest-bearing deposits | 1,064,113,000 | 1,369,627,000 | 1,310,706,000 | 1,374,980,000 |
| Noninterest-bearing deposits | 855,986,000 | 645,210,000 | 921,855,000 | 664,780,000 |
| Equity capital | 164,533,000 | 181,376,000 | 185,893,000 | 202,347,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 12,431,000 | 25,857,000 | 40,759,000 | 56,205,000 |
| Interest expense | 1,714,000 | 3,514,000 | 5,435,000 | 7,430,000 |
| Net interest income | 10,717,000 | 22,343,000 | 35,324,000 | 48,775,000 |
| Noninterest income | 5,140,000 | 14,108,000 | 18,466,000 | 27,146,000 |
| Noninterest expense | 4,402,000 | 9,453,000 | 14,825,000 | 20,737,000 |
| Provision for loan losses | 240,000 | 480,000 | 720,000 | 960,000 |
| Pretax income | 11,215,000 | 26,518,000 | 38,245,000 | 54,224,000 |
| Income tax | 4,519,000 | 10,569,000 | 15,224,000 | 21,604,000 |
| Net income | 6,696,000 | 15,949,000 | 23,021,000 | 32,620,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 155,979,000 | 174,456,000 | 179,145,000 | 195,187,000 |
| Total capital | 160,737,000 | 179,454,000 | 184,384,000 | 200,667,000 |
| Risk-weighted assets | 1,320,927,000 | 1,529,201,000 | 1,639,388,000 | 1,514,188,000 |