Call reports 2014
MERCHANTS BANK OF INDIANA — 2014
What MERCHANTS BANK OF INDIANA reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 1,288,396,000 | 1,639,653,000 | 1,716,404,000 | 1,788,988,000 |
| Total loans | 847,459,000 | 1,093,451,000 | 1,012,502,000 | 1,184,343,000 |
| Allowance for loan losses | 3,566,000 | 3,689,000 | 3,884,000 | 4,516,000 |
| Securities available for sale | 255,878,000 | 288,161,000 | 243,687,000 | 304,864,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,157,307,000 | 1,408,355,000 | 1,548,832,000 | 1,612,076,000 |
| Interest-bearing deposits | 860,322,000 | 990,842,000 | 1,056,035,000 | 1,105,065,000 |
| Noninterest-bearing deposits | 296,985,000 | 417,513,000 | 492,797,000 | 507,011,000 |
| Equity capital | 104,529,000 | 116,950,000 | 144,659,000 | 155,210,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 9,149,000 | 20,475,000 | 27,270,000 | 39,585,000 |
| Interest expense | 1,332,000 | 2,805,000 | 4,370,000 | 6,064,000 |
| Net interest income | 7,817,000 | 17,670,000 | 22,900,000 | 33,521,000 |
| Noninterest income | 2,456,000 | 5,522,000 | 13,990,000 | 19,236,000 |
| Noninterest expense | 2,794,000 | 6,113,000 | 10,275,000 | 14,375,000 |
| Provision for loan losses | 195,000 | 390,000 | 585,000 | 1,215,000 |
| Pretax income | 7,284,000 | 16,689,000 | 26,030,000 | 37,167,000 |
| Income tax | 21,316,000 | 25,707,000 | 27,609,000 | 31,399,000 |
| Net income | -14,032,000 | -9,018,000 | -1,579,000 | 5,768,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 101,291,000 | 113,483,000 | 141,314,000 | 151,824,000 |
| Total capital | 104,857,000 | 117,172,000 | 145,198,000 | 156,340,000 |
| Risk-weighted assets | 987,082,000 | 1,244,408,000 | 1,178,813,000 | 1,381,022,000 |