Call reports 2013
MERCHANTS BANK OF INDIANA — 2013
What MERCHANTS BANK OF INDIANA reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 1,196,531,000 | 1,153,792,000 | 1,363,308,000 | 1,179,417,000 |
| Total loans | 660,748,000 | 697,867,000 | 642,065,000 | 808,794,000 |
| Allowance for loan losses | 2,979,000 | 2,955,000 | 3,084,000 | 3,295,000 |
| Securities available for sale | 216,057,000 | 260,781,000 | 244,829,000 | 221,850,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,073,877,000 | 1,024,642,000 | 1,244,105,000 | 1,054,399,000 |
| Interest-bearing deposits | 875,039,000 | 791,074,000 | 997,553,000 | 804,064,000 |
| Noninterest-bearing deposits | 198,838,000 | 233,569,000 | 246,551,000 | 250,334,000 |
| Equity capital | 115,011,000 | 119,465,000 | 109,858,000 | 118,754,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 7,464,000 | 15,678,000 | 25,693,000 | 34,919,000 |
| Interest expense | 1,404,000 | 2,784,000 | 4,423,000 | 5,928,000 |
| Net interest income | 6,060,000 | 12,894,000 | 21,270,000 | 28,991,000 |
| Noninterest income | 7,009,000 | 15,146,000 | 18,182,000 | 22,963,000 |
| Noninterest expense | 2,965,000 | 5,782,000 | 8,628,000 | 12,035,000 |
| Provision for loan losses | 165,000 | 330,000 | 510,000 | 720,000 |
| Pretax income | 9,939,000 | 21,928,000 | 30,314,000 | 39,199,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 9,939,000 | 21,928,000 | 30,314,000 | 39,199,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 110,352,000 | 114,930,000 | 104,852,000 | 113,452,000 |
| Total capital | 113,331,000 | 117,885,000 | 107,936,000 | 116,747,000 |
| Risk-weighted assets | 779,963,000 | 839,373,000 | 780,752,000 | 954,537,000 |