Call reports 2012
MERCHANTS BANK OF INDIANA — 2012
What MERCHANTS BANK OF INDIANA reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 725,544,000 | 842,640,000 | 1,110,283,000 | 935,580,000 |
| Total loans | 396,791,000 | 561,650,000 | 651,729,000 | 589,030,000 |
| Allowance for loan losses | 2,020,000 | 2,198,000 | 2,641,000 | 2,854,000 |
| Securities available for sale | 181,876,000 | 210,285,000 | 216,206,000 | 188,360,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 644,378,000 | 752,784,000 | 1,004,509,000 | 815,566,000 |
| Interest-bearing deposits | 582,905,000 | 653,440,000 | 840,440,000 | 635,098,000 |
| Noninterest-bearing deposits | 61,473,000 | 99,343,000 | 164,069,000 | 180,468,000 |
| Equity capital | 68,921,000 | 73,318,000 | 94,650,000 | 109,293,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 5,266,000 | 10,872,000 | 18,016,000 | 25,796,000 |
| Interest expense | 1,113,000 | 2,357,000 | 3,729,000 | 5,042,000 |
| Net interest income | 4,153,000 | 8,515,000 | 14,287,000 | 20,754,000 |
| Noninterest income | 7,558,000 | 15,052,000 | 23,016,000 | 35,025,000 |
| Noninterest expense | 2,461,000 | 4,864,000 | 7,733,000 | 11,304,000 |
| Provision for loan losses | 205,000 | 420,000 | 1,060,000 | 1,270,000 |
| Pretax income | 9,045,000 | 18,283,000 | 28,510,000 | 43,205,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 9,045,000 | 18,283,000 | 28,510,000 | 43,205,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 68,391,000 | 72,802,000 | 90,826,000 | 104,882,000 |
| Total capital | 70,411,000 | 75,000,000 | 93,467,000 | 107,736,000 |
| Risk-weighted assets | 389,769,000 | 485,687,000 | 771,616,000 | 696,553,000 |