Call reports 2011
MERCHANTS BANK OF INDIANA — 2011
What MERCHANTS BANK OF INDIANA reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 541,616,000 | 497,353,000 | 536,282,000 | 608,659,000 |
| Total loans | 189,901,000 | 234,982,000 | 338,247,000 | 382,379,000 |
| Allowance for loan losses | 1,718,000 | 1,864,000 | 1,596,000 | 1,865,000 |
| Securities available for sale | 258,198,000 | 203,571,000 | 134,353,000 | 167,685,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 466,404,000 | 425,638,000 | 460,972,000 | 530,612,000 |
| Interest-bearing deposits | 434,920,000 | 383,781,000 | 420,260,000 | 484,300,000 |
| Noninterest-bearing deposits | 31,483,000 | 41,857,000 | 40,712,000 | 46,311,000 |
| Equity capital | 56,765,000 | 58,821,000 | 62,263,000 | 59,948,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 3,214,000 | 6,906,000 | 11,132,000 | 15,649,000 |
| Interest expense | 1,024,000 | 2,067,000 | 3,034,000 | 4,055,000 |
| Net interest income | 2,190,000 | 4,839,000 | 8,098,000 | 11,594,000 |
| Noninterest income | 6,250,000 | 10,121,000 | 14,868,000 | 14,783,000 |
| Noninterest expense | 1,974,000 | 4,104,000 | 6,543,000 | 9,442,000 |
| Provision for loan losses | 145,000 | 290,000 | 478,000 | 738,000 |
| Pretax income | 6,342,000 | 10,588,000 | 15,967,000 | 16,219,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 6,342,000 | 10,588,000 | 15,967,000 | 16,219,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 56,437,000 | 58,221,000 | 61,717,000 | 59,421,000 |
| Total capital | 58,155,000 | 60,085,000 | 63,313,000 | 61,286,000 |
| Risk-weighted assets | 278,275,000 | 292,273,000 | 334,359,000 | 365,275,000 |