Call reports 2010
MERCHANTS BANK OF INDIANA — 2010
What MERCHANTS BANK OF INDIANA reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 326,027,000 | 449,637,000 | 473,222,000 | 432,312,000 |
| Total loans | 144,737,000 | 169,005,000 | 205,536,000 | 210,352,000 |
| Allowance for loan losses | 1,334,000 | 1,480,000 | 1,627,000 | 1,746,000 |
| Securities available for sale | 125,167,000 | 196,730,000 | 186,903,000 | 142,544,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 256,957,000 | 388,115,000 | 406,850,000 | 364,222,000 |
| Interest-bearing deposits | 246,376,000 | 375,172,000 | 385,510,000 | 334,647,000 |
| Noninterest-bearing deposits | 10,581,000 | 12,942,000 | 21,340,000 | 29,575,000 |
| Equity capital | 40,973,000 | 47,534,000 | 51,775,000 | 50,644,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 2,788,000 | 5,818,000 | 9,300,000 | 12,917,000 |
| Interest expense | 766,000 | 1,684,000 | 2,552,000 | 3,519,000 |
| Net interest income | 2,022,000 | 4,134,000 | 6,748,000 | 9,398,000 |
| Noninterest income | 2,609,000 | 10,414,000 | 16,985,000 | 23,042,000 |
| Noninterest expense | 1,579,000 | 3,278,000 | 5,103,000 | 7,613,000 |
| Provision for loan losses | 145,000 | 290,000 | 435,000 | 580,000 |
| Pretax income | 2,930,000 | 10,998,000 | 18,213,000 | 24,265,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 2,930,000 | 10,998,000 | 18,213,000 | 24,265,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 40,408,000 | 46,783,000 | 51,268,000 | 50,194,000 |
| Total capital | 41,742,000 | 48,263,000 | 52,895,000 | 51,941,000 |
| Risk-weighted assets | 213,824,000 | 317,640,000 | 290,991,000 | 261,196,000 |