Call reports 2009
MERCHANTS BANK OF INDIANA — 2009
What MERCHANTS BANK OF INDIANA reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 242,545,000 | 263,353,000 | 258,320,000 | 392,283,000 |
| Total loans | 95,359,000 | 119,067,000 | 116,924,000 | 143,212,000 |
| Allowance for loan losses | 896,000 | 1,041,000 | 1,184,000 | 1,245,000 |
| Securities available for sale | 87,853,000 | 103,707,000 | 95,492,000 | 186,743,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 167,100,000 | 180,270,000 | 197,628,000 | 304,184,000 |
| Interest-bearing deposits | 154,459,000 | 168,551,000 | 190,009,000 | 286,286,000 |
| Noninterest-bearing deposits | 12,641,000 | 11,718,000 | 7,619,000 | 17,897,000 |
| Equity capital | 32,246,000 | 33,425,000 | 33,571,000 | 39,606,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 1,694,000 | 3,690,000 | 5,810,000 | 8,178,000 |
| Interest expense | 758,000 | 1,428,000 | 2,130,000 | 2,914,000 |
| Net interest income | 936,000 | 2,262,000 | 3,680,000 | 5,264,000 |
| Noninterest income | 1,579,000 | 2,521,000 | 3,949,000 | 9,373,000 |
| Noninterest expense | 1,686,000 | 2,745,000 | 4,763,000 | 6,533,000 |
| Provision for loan losses | 317,000 | 468,000 | 608,000 | 762,000 |
| Pretax income | 541,000 | 1,616,000 | 2,769,000 | 9,239,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 3,231,000 | 4,306,000 | 5,459,000 | 11,929,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 31,623,000 | 32,339,000 | 32,697,000 | 39,042,000 |
| Total capital | 32,519,000 | 33,406,000 | 33,910,000 | 40,287,000 |
| Risk-weighted assets | 146,255,000 | 159,802,000 | 161,293,000 | 219,637,000 |