Call reports 2007
MERCHANTS BANK OF INDIANA — 2007
What MERCHANTS BANK OF INDIANA reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 133,294,000 | 139,330,000 | 140,220,000 | 145,931,000 |
| Total loans | 19,519,000 | 21,940,000 | 27,932,000 | 24,473,000 |
| Allowance for loan losses | 295,000 | 313,000 | 330,000 | 454,000 |
| Securities available for sale | 82,431,000 | 88,507,000 | 85,151,000 | 90,589,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 95,754,000 | 102,741,000 | 109,303,000 | 109,794,000 |
| Interest-bearing deposits | 94,367,000 | 101,350,000 | 107,794,000 | 108,141,000 |
| Noninterest-bearing deposits | 1,387,000 | 1,391,000 | 1,509,000 | 1,653,000 |
| Equity capital | 25,473,000 | 26,075,000 | 26,460,000 | 29,017,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 1,437,000 | 3,035,000 | 4,769,000 | 6,592,000 |
| Interest expense | 965,000 | 2,017,000 | 3,170,000 | 4,300,000 |
| Net interest income | 472,000 | 1,018,000 | 1,599,000 | 2,292,000 |
| Noninterest income | 1,051,000 | 2,004,000 | 2,753,000 | 5,443,000 |
| Noninterest expense | 608,000 | 1,202,000 | 1,787,000 | 2,615,000 |
| Provision for loan losses | 16,000 | 33,000 | 49,000 | 173,000 |
| Pretax income | 1,077,000 | 2,390,000 | 3,372,000 | 6,029,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,077,000 | 2,390,000 | 3,372,000 | 6,029,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,959,000 | 25,621,000 | 25,895,000 | 28,426,000 |
| Total capital | 25,256,000 | 25,934,000 | 26,224,000 | 28,880,000 |
| Risk-weighted assets | 54,579,000 | 57,862,000 | 62,715,000 | 61,983,000 |