Call reports 2006
MERCHANTS BANK OF INDIANA — 2006
What MERCHANTS BANK OF INDIANA reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 151,924,000 | 109,486,000 | 119,597,000 | 109,041,000 |
| Total loans | 16,949,000 | 22,439,000 | 18,102,000 | 20,286,000 |
| Allowance for loan losses | 200,000 | 226,000 | 254,000 | 280,000 |
| Securities available for sale | 113,792,000 | 68,288,000 | 79,371,000 | 64,461,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 83,223,000 | 83,407,000 | 87,532,000 | 86,321,000 |
| Interest-bearing deposits | 81,946,000 | 82,319,000 | 86,532,000 | 84,918,000 |
| Noninterest-bearing deposits | 1,277,000 | 1,088,000 | 1,000,000 | 1,403,000 |
| Equity capital | 19,791,000 | 20,204,000 | 19,470,000 | 20,251,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 1,118,000 | 2,481,000 | 3,885,000 | 5,330,000 |
| Interest expense | 793,000 | 1,748,000 | 2,687,000 | 3,682,000 |
| Net interest income | 325,000 | 733,000 | 1,198,000 | 1,648,000 |
| Noninterest income | 1,455,000 | 2,274,000 | 2,420,000 | 3,169,000 |
| Noninterest expense | 555,000 | 1,106,000 | 1,593,000 | 2,330,000 |
| Provision for loan losses | 27,000 | 53,000 | 81,000 | 107,000 |
| Pretax income | 1,343,000 | 2,567,000 | 2,669,000 | 3,563,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,343,000 | 2,567,000 | 2,669,000 | 3,563,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,393,000 | 19,848,000 | 18,979,000 | 19,750,000 |
| Total capital | 19,593,000 | 20,074,000 | 19,233,000 | 20,030,000 |
| Risk-weighted assets | 52,443,000 | 48,251,000 | 46,920,000 | 46,708,000 |