Call reports 2001
MERCHANTS BANK OF INDIANA — 2001
What MERCHANTS BANK OF INDIANA reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 6,153,000 | 6,264,000 | 5,858,000 | 5,985,000 |
| Total loans | 3,965,000 | 4,031,000 | 3,919,000 | 3,908,000 |
| Allowance for loan losses | 60,000 | 61,000 | 61,000 | 61,000 |
| Securities available for sale | 1,449,000 | 1,436,000 | 891,000 | 1,109,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 4,964,000 | 4,976,000 | 4,661,000 | 4,823,000 |
| Interest-bearing deposits | 4,313,000 | 4,361,000 | 4,090,000 | 3,965,000 |
| Noninterest-bearing deposits | 651,000 | 615,000 | 571,000 | 858,000 |
| Equity capital | 984,000 | 986,000 | 988,000 | 972,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 118,000 | 239,000 | 350,000 | 453,000 |
| Interest expense | 46,000 | 94,000 | 137,000 | 172,000 |
| Net interest income | 72,000 | 145,000 | 213,000 | 281,000 |
| Noninterest income | 4,000 | 7,000 | 9,000 | 14,000 |
| Noninterest expense | 69,000 | 138,000 | 208,000 | 277,000 |
| Provision for loan losses | 1,000 | 1,000 | 1,000 | 2,000 |
| Pretax income | 6,000 | 13,000 | 15,000 | 18,000 |
| Income tax | 1,000 | 3,000 | 3,000 | 4,000 |
| Net income | 5,000 | 10,000 | 12,000 | 14,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 965,000 | 970,000 | 972,000 | 973,000 |
| Total capital | 1,025,000 | 1,031,000 | 1,023,000 | 1,022,000 |
| Risk-weighted assets | 4,251,000 | 4,202,000 | 4,011,000 | 3,838,000 |