Call reports 2002
BNC NATIONAL BANK — 2002
What BNC NATIONAL BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 |
|---|---|
| Total assets | 16,486,000 |
| Total loans | 10,507,000 |
| Allowance for loan losses | 150,000 |
| Securities available for sale | 2,652,000 |
| Securities held to maturity | 0 |
| Trading assets | 0 |
| Total deposits | 13,488,000 |
| Interest-bearing deposits | 9,470,000 |
| Noninterest-bearing deposits | 4,018,000 |
| Equity capital | 2,358,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 |
|---|---|
| Interest income | 247,000 |
| Interest expense | 61,000 |
| Net interest income | 186,000 |
| Noninterest income | 204,000 |
| Noninterest expense | 614,000 |
| Provision for loan losses | 7,000 |
| Pretax income | -231,000 |
| Income tax | -73,000 |
| Net income | -158,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 |
|---|---|
| Tier 1 capital | 2,356,000 |
| Total capital | 2,506,000 |
| Risk-weighted assets | 14,111,000 |