Call reports 2001
BNC NATIONAL BANK — 2001
What BNC NATIONAL BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q3 | 2001Q4 |
|---|---|---|
| Total assets | 9,002,000 | 14,728,000 |
| Total loans | 5,170,000 | 10,583,000 |
| Allowance for loan losses | 72,000 | 143,000 |
| Securities available for sale | 2,669,000 | 2,660,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 3,847,000 | 8,563,000 |
| Interest-bearing deposits | 2,726,000 | 5,634,000 |
| Noninterest-bearing deposits | 1,121,000 | 2,929,000 |
| Equity capital | 2,743,000 | 2,517,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q3 | 2001Q4 |
|---|---|---|
| Interest income | 174,000 | 402,000 |
| Interest expense | 12,000 | 59,000 |
| Net interest income | 162,000 | 343,000 |
| Noninterest income | 66,000 | 278,000 |
| Noninterest expense | 547,000 | 1,211,000 |
| Provision for loan losses | 72,000 | 143,000 |
| Pretax income | -391,000 | -733,000 |
| Income tax | -133,000 | -247,000 |
| Net income | -258,000 | -486,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q3 | 2001Q4 |
|---|---|---|
| Tier 1 capital | 2,742,000 | 2,514,000 |
| Total capital | 2,814,000 | 2,657,000 |
| Risk-weighted assets | 6,244,000 | 11,589,000 |