Call reports 2015
MOTHER LODE BANK — 2015
What MOTHER LODE BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 |
|---|---|---|---|
| Total assets | 67,008,000 | 70,727,000 | 70,463,000 |
| Total loans | 49,774,000 | 49,126,000 | 47,193,000 |
| Allowance for loan losses | 1,105,000 | 1,270,000 | 1,270,000 |
| Securities available for sale | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 61,677,000 | 65,332,000 | 65,130,000 |
| Interest-bearing deposits | 35,751,000 | 37,490,000 | 36,497,000 |
| Noninterest-bearing deposits | 25,926,000 | 27,842,000 | 28,633,000 |
| Equity capital | 5,064,000 | 5,112,000 | 5,052,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 |
|---|---|---|---|
| Interest income | 635,000 | 1,301,000 | 1,924,000 |
| Interest expense | 7,000 | 16,000 | 25,000 |
| Net interest income | 628,000 | 1,285,000 | 1,899,000 |
| Noninterest income | 186,000 | 387,000 | 517,000 |
| Noninterest expense | 750,000 | 1,561,000 | 2,366,000 |
| Provision for loan losses | 0 | 0 | 0 |
| Pretax income | 64,000 | 111,000 | 50,000 |
| Income tax | 0 | 0 | 0 |
| Net income | 64,000 | 111,000 | 50,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 |
|---|---|---|---|
| Tier 1 capital | 5,053,000 | 5,098,000 | 5,034,000 |
| Total capital | 5,652,000 | 5,663,000 | 5,591,000 |
| Risk-weighted assets | 47,366,000 | 44,440,000 | 43,819,000 |