Call reports 2014
MOTHER LODE BANK — 2014
What MOTHER LODE BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 63,755,000 | 64,285,000 | 64,071,000 | 74,150,000 |
| Total loans | 39,431,000 | 42,387,000 | 45,092,000 | 49,751,000 |
| Allowance for loan losses | 1,093,000 | 1,097,000 | 1,100,000 | 1,102,000 |
| Securities available for sale | 14,164,000 | 9,409,000 | 8,140,000 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 58,515,000 | 58,985,000 | 58,772,000 | 68,829,000 |
| Interest-bearing deposits | 34,887,000 | 34,134,000 | 34,473,000 | 34,757,000 |
| Noninterest-bearing deposits | 23,628,000 | 24,851,000 | 24,299,000 | 34,072,000 |
| Equity capital | 5,038,000 | 5,075,000 | 5,074,000 | 5,001,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 543,000 | 1,090,000 | 1,688,000 | 2,294,000 |
| Interest expense | 8,000 | 16,000 | 23,000 | 31,000 |
| Net interest income | 535,000 | 1,074,000 | 1,665,000 | 2,263,000 |
| Noninterest income | 100,000 | 211,000 | 325,000 | 482,000 |
| Noninterest expense | 649,000 | 1,418,000 | 2,182,000 | 3,006,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -14,000 | -169,000 | -234,000 | -498,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -14,000 | -169,000 | -234,000 | -498,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,481,000 | 5,326,000 | 5,260,000 | 5,001,000 |
| Total capital | 5,949,000 | 5,828,000 | 5,795,000 | 5,569,000 |
| Risk-weighted assets | 37,333,000 | 40,265,000 | 44,036,000 | 44,826,000 |