Call reports 2013
MOTHER LODE BANK — 2013
What MOTHER LODE BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 65,250,000 | 63,776,000 | 65,915,000 | 68,659,000 |
| Total loans | 37,512,000 | 37,720,000 | 36,317,000 | 38,888,000 |
| Allowance for loan losses | 1,023,000 | 1,028,000 | 1,071,000 | 1,090,000 |
| Securities available for sale | 11,501,000 | 16,632,000 | 15,568,000 | 14,479,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 59,364,000 | 58,070,000 | 60,518,000 | 63,312,000 |
| Interest-bearing deposits | 35,306,000 | 34,111,000 | 35,652,000 | 33,559,000 |
| Noninterest-bearing deposits | 24,058,000 | 23,959,000 | 24,866,000 | 29,753,000 |
| Equity capital | 5,565,000 | 5,362,000 | 5,101,000 | 4,857,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 533,000 | 1,044,000 | 1,563,000 | 2,084,000 |
| Interest expense | 11,000 | 21,000 | 32,000 | 39,000 |
| Net interest income | 522,000 | 1,023,000 | 1,531,000 | 2,045,000 |
| Noninterest income | 113,000 | 294,000 | 502,000 | 475,000 |
| Noninterest expense | 706,000 | 1,348,000 | 2,028,000 | 2,725,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 296,000 | 336,000 | 372,000 | 162,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 296,000 | 336,000 | 372,000 | 162,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,628,000 | 5,669,000 | 5,707,000 | 5,495,000 |
| Total capital | 6,082,000 | 6,115,000 | 6,091,000 | 5,953,000 |
| Risk-weighted assets | 36,621,000 | 35,694,000 | 34,342,000 | 36,455,000 |