Call reports 2012
MOTHER LODE BANK — 2012
What MOTHER LODE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 60,591,000 | 60,619,000 | 64,168,000 | 69,895,000 |
| Total loans | 40,679,000 | 40,734,000 | 40,571,000 | 39,953,000 |
| Allowance for loan losses | 1,147,000 | 1,319,000 | 1,247,000 | 1,248,000 |
| Securities available for sale | 3,509,000 | 3,516,000 | 8,469,000 | 4,071,000 |
| Securities held to maturity | 4,546,000 | 4,502,000 | 4,467,000 | 4,420,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 54,919,000 | 55,274,000 | 58,626,000 | 64,319,000 |
| Interest-bearing deposits | 34,752,000 | 34,514,000 | 34,991,000 | 35,837,000 |
| Noninterest-bearing deposits | 20,167,000 | 20,760,000 | 23,635,000 | 28,482,000 |
| Equity capital | 5,482,000 | 5,148,000 | 5,304,000 | 5,313,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 572,000 | 1,126,000 | 1,690,000 | 2,238,000 |
| Interest expense | 22,000 | 39,000 | 54,000 | 66,000 |
| Net interest income | 550,000 | 1,087,000 | 1,636,000 | 2,172,000 |
| Noninterest income | 86,000 | 44,000 | 146,000 | 260,000 |
| Noninterest expense | 593,000 | 1,211,000 | 1,824,000 | 2,475,000 |
| Provision for loan losses | 11,000 | 231,000 | 258,000 | 257,000 |
| Pretax income | 32,000 | -311,000 | -300,000 | -112,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 32,000 | -311,000 | -300,000 | -112,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,478,000 | 5,135,000 | 5,144,000 | 5,333,000 |
| Total capital | 5,961,000 | 5,621,000 | 5,626,000 | 5,806,000 |
| Risk-weighted assets | 40,039,000 | 39,451,000 | 37,124,000 | 37,279,000 |