Call reports 2011
MOTHER LODE BANK — 2011
What MOTHER LODE BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 57,934,000 | 58,515,000 | 62,001,000 | 64,030,000 |
| Total loans | 41,186,000 | 40,603,000 | 41,304,000 | 41,273,000 |
| Allowance for loan losses | 991,000 | 1,140,000 | 1,287,000 | 1,118,000 |
| Securities available for sale | 0 | 0 | 0 | 4,013,000 |
| Securities held to maturity | 5,958,000 | 6,929,000 | 4,895,000 | 4,600,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 51,800,000 | 52,571,000 | 56,314,000 | 58,357,000 |
| Interest-bearing deposits | 35,437,000 | 35,565,000 | 36,499,000 | 36,122,000 |
| Noninterest-bearing deposits | 16,363,000 | 17,006,000 | 19,815,000 | 22,235,000 |
| Equity capital | 5,855,000 | 5,730,000 | 5,484,000 | 5,452,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 636,000 | 1,266,000 | 1,890,000 | 2,469,000 |
| Interest expense | 46,000 | 89,000 | 129,000 | 163,000 |
| Net interest income | 590,000 | 1,177,000 | 1,761,000 | 2,306,000 |
| Noninterest income | 128,000 | 232,000 | 184,000 | 245,000 |
| Noninterest expense | 705,000 | 1,377,000 | 2,046,000 | 2,668,000 |
| Provision for loan losses | 20,000 | 166,000 | 281,000 | 306,000 |
| Pretax income | -7,000 | -134,000 | -382,000 | -423,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -7,000 | -134,000 | -382,000 | -423,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,855,000 | 5,730,000 | 5,484,000 | 5,445,000 |
| Total capital | 6,369,000 | 6,233,000 | 5,985,000 | 5,942,000 |
| Risk-weighted assets | 42,109,000 | 40,238,000 | 40,573,000 | 40,922,000 |