Call reports 2010
MOTHER LODE BANK — 2010
What MOTHER LODE BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 59,042,000 | 61,784,000 | 60,791,000 | 61,738,000 |
| Total loans | 42,836,000 | 41,074,000 | 41,067,000 | 40,825,000 |
| Allowance for loan losses | 1,438,000 | 1,334,000 | 1,325,000 | 1,048,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 5,354,000 | 5,322,000 | 5,998,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 55,097,000 | 55,092,000 | 54,175,000 | 55,598,000 |
| Interest-bearing deposits | 39,331,000 | 39,698,000 | 37,516,000 | 35,071,000 |
| Noninterest-bearing deposits | 15,766,000 | 15,394,000 | 16,659,000 | 20,527,000 |
| Equity capital | 3,664,000 | 6,407,000 | 6,422,000 | 5,860,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 663,000 | 1,343,000 | 2,003,000 | 2,652,000 |
| Interest expense | 94,000 | 180,000 | 248,000 | 307,000 |
| Net interest income | 569,000 | 1,163,000 | 1,755,000 | 2,345,000 |
| Noninterest income | 54,000 | 141,000 | 245,000 | 62,000 |
| Noninterest expense | 642,000 | 1,388,000 | 2,019,000 | 2,748,000 |
| Provision for loan losses | 275,000 | 305,000 | 363,000 | 612,000 |
| Pretax income | -294,000 | -389,000 | -382,000 | -953,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -294,000 | -389,000 | -382,000 | -953,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,664,000 | 6,407,000 | 6,422,000 | 5,860,000 |
| Total capital | 4,239,000 | 6,896,000 | 6,959,000 | 6,386,000 |
| Risk-weighted assets | 46,505,000 | 44,593,000 | 43,559,000 | 42,951,000 |