Call reports 2009
MOTHER LODE BANK — 2009
What MOTHER LODE BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 67,409,000 | 65,356,000 | 62,627,000 | 63,520,000 |
| Total loans | 49,873,000 | 47,354,000 | 44,798,000 | 44,559,000 |
| Allowance for loan losses | 1,746,000 | 1,673,000 | 2,110,000 | 1,785,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 250,000 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 61,816,000 | 60,008,000 | 58,138,000 | 59,182,000 |
| Interest-bearing deposits | 47,068,000 | 43,687,000 | 42,108,000 | 41,258,000 |
| Noninterest-bearing deposits | 14,748,000 | 16,321,000 | 16,030,000 | 17,924,000 |
| Equity capital | 5,365,000 | 5,046,000 | 4,217,000 | 3,947,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 822,000 | 1,566,000 | 2,283,000 | 2,981,000 |
| Interest expense | 264,000 | 459,000 | 600,000 | 719,000 |
| Net interest income | 558,000 | 1,107,000 | 1,683,000 | 2,262,000 |
| Noninterest income | -410,000 | -315,000 | -265,000 | -309,000 |
| Noninterest expense | 768,000 | 1,593,000 | 2,358,000 | 3,257,000 |
| Provision for loan losses | 793,000 | 946,000 | 1,649,000 | 1,570,000 |
| Pretax income | -1,413,000 | -1,747,000 | -2,589,000 | -2,874,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -1,413,000 | -1,747,000 | -2,589,000 | -2,874,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,365,000 | 5,046,000 | 4,217,000 | 3,947,000 |
| Total capital | 6,035,000 | 5,694,000 | 4,829,000 | 4,558,000 |
| Risk-weighted assets | 55,075,000 | 53,400,000 | 48,350,000 | 47,537,000 |