Call reports 2007
MOTHER LODE BANK — 2007
What MOTHER LODE BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 60,757,000 | 63,649,000 | 65,744,000 | 67,393,000 |
| Total loans | 43,340,000 | 46,285,000 | 46,801,000 | 47,019,000 |
| Allowance for loan losses | 514,000 | 527,000 | 569,000 | 719,000 |
| Securities available for sale | 1,989,000 | 996,000 | 500,000 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 51,843,000 | 54,775,000 | 56,829,000 | 58,745,000 |
| Interest-bearing deposits | 39,643,000 | 41,946,000 | 44,830,000 | 46,216,000 |
| Noninterest-bearing deposits | 12,200,000 | 12,829,000 | 11,999,000 | 12,529,000 |
| Equity capital | 8,538,000 | 8,573,000 | 8,609,000 | 8,363,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 1,096,000 | 2,207,000 | 3,421,000 | 4,536,000 |
| Interest expense | 360,000 | 726,000 | 1,127,000 | 1,532,000 |
| Net interest income | 736,000 | 1,481,000 | 2,294,000 | 3,004,000 |
| Noninterest income | 102,000 | 185,000 | 264,000 | 346,000 |
| Noninterest expense | 845,000 | 1,657,000 | 2,489,000 | 3,416,000 |
| Provision for loan losses | 15,000 | 30,000 | 85,000 | 235,000 |
| Pretax income | -22,000 | -21,000 | -16,000 | -301,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -22,000 | -21,000 | -16,000 | -301,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,550,000 | 8,578,000 | 8,614,000 | 8,363,000 |
| Total capital | 9,136,000 | 9,177,000 | 9,255,000 | 9,011,000 |
| Risk-weighted assets | 47,606,000 | 51,621,000 | 51,902,000 | 51,660,000 |