Call reports 2006
MOTHER LODE BANK — 2006
What MOTHER LODE BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 61,355,000 | 62,132,000 | 62,873,000 | 64,124,000 |
| Total loans | 31,694,000 | 32,368,000 | 39,842,000 | 45,674,000 |
| Allowance for loan losses | 334,000 | 354,000 | 456,000 | 500,000 |
| Securities available for sale | 3,939,000 | 2,941,000 | 2,450,000 | 1,979,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 52,683,000 | 53,404,000 | 54,118,000 | 55,314,000 |
| Interest-bearing deposits | 43,034,000 | 43,048,000 | 41,370,000 | 41,104,000 |
| Noninterest-bearing deposits | 9,649,000 | 10,356,000 | 12,748,000 | 14,210,000 |
| Equity capital | 8,467,000 | 8,489,000 | 8,468,000 | 8,523,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 895,000 | 1,850,000 | 2,867,000 | 3,973,000 |
| Interest expense | 344,000 | 739,000 | 1,129,000 | 1,500,000 |
| Net interest income | 551,000 | 1,111,000 | 1,738,000 | 2,473,000 |
| Noninterest income | 40,000 | 92,000 | 147,000 | 224,000 |
| Noninterest expense | 550,000 | 1,164,000 | 1,851,000 | 2,681,000 |
| Provision for loan losses | 24,000 | 44,000 | 146,000 | 190,000 |
| Pretax income | 17,000 | -5,000 | -112,000 | -174,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 17,000 | -5,000 | -112,000 | -174,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,531,000 | 8,551,000 | 8,520,000 | 8,544,000 |
| Total capital | 8,919,000 | 8,966,000 | 9,044,000 | 9,116,000 |
| Risk-weighted assets | 38,693,000 | 40,207,000 | 44,917,000 | 50,772,000 |