Call reports 2026
INCREDIBLEBANK — 2026
What INCREDIBLEBANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 2,058,919,000 | 2,103,655,000 |
| Total loans | 1,533,932,000 | 1,600,167,000 |
| Allowance for loan losses | 16,813,000 | 17,168,000 |
| Securities available for sale | 333,540,000 | 329,639,000 |
| Securities held to maturity | 3,025,000 | 3,025,000 |
| Trading assets | 0 | 0 |
| Total deposits | 1,775,232,000 | 1,779,542,000 |
| Interest-bearing deposits | 1,450,875,000 | 1,437,687,000 |
| Noninterest-bearing deposits | 324,357,000 | 341,855,000 |
| Equity capital | 157,969,000 | 162,211,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 28,403,000 | 57,139,000 |
| Interest expense | 9,855,000 | 19,742,000 |
| Net interest income | 18,548,000 | 37,397,000 |
| Noninterest income | 3,455,000 | 6,967,000 |
| Noninterest expense | 14,149,000 | 27,959,000 |
| Provision for loan losses | 1,245,000 | 2,390,000 |
| Pretax income | 6,557,000 | 13,959,000 |
| Income tax | 1,374,000 | 2,948,000 |
| Net income | 5,183,000 | 11,011,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 168,596,000 | 171,324,000 |
| Total capital | 186,359,000 | 189,442,000 |
| Risk-weighted assets | 1,600,668,000 | 1,660,345,000 |