Call report 2023Q4
INCREDIBLEBANK — 2023Q4
The 22 measures INCREDIBLEBANK reported to the FFIEC for 2023Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 1,966,039,000 | USD | evidence → |
| Total loans | 1,437,016,000 | USD | evidence → |
| Allowance for loan losses | 17,163,000 | USD | evidence → |
| Securities available for sale | 354,717,000 | USD | evidence → |
| Securities held to maturity | 4,590,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 1,678,978,000 | USD | evidence → |
| Interest-bearing deposits | 1,362,731,000 | USD | evidence → |
| Noninterest-bearing deposits | 316,247,000 | USD | evidence → |
| Equity capital | 137,088,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 96,483,000 | USD | evidence → |
| Interest expense | 38,055,000 | USD | evidence → |
| Net interest income | 58,428,000 | USD | evidence → |
| Noninterest income | 13,805,000 | USD | evidence → |
| Noninterest expense | 52,171,000 | USD | evidence → |
| Provision for loan losses | 5,934,000 | USD | evidence → |
| Pretax income | 14,122,000 | USD | evidence → |
| Income tax | 3,311,000 | USD | evidence → |
| Net income | 10,811,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 157,101,000 | USD | evidence → |
| Total capital | 172,964,000 | USD | evidence → |
| Risk-weighted assets | 1,543,593,000 | USD | evidence → |