Call reports 2017
INCREDIBLEBANK — 2017
What INCREDIBLEBANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 1,145,335,000 | 1,235,681,000 | 1,240,887,000 | 1,256,847,000 |
| Total loans | 891,436,000 | 966,904,000 | 969,481,000 | 977,128,000 |
| Allowance for loan losses | 7,801,000 | 7,719,000 | 8,067,000 | 7,138,000 |
| Securities available for sale | 145,376,000 | 145,660,000 | 151,415,000 | 153,861,000 |
| Securities held to maturity | 6,750,000 | 6,750,000 | 6,750,000 | 6,750,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,012,099,000 | 1,058,219,000 | 1,052,605,000 | 1,088,803,000 |
| Interest-bearing deposits | 865,247,000 | 890,606,000 | 881,279,000 | 907,397,000 |
| Noninterest-bearing deposits | 146,852,000 | 167,613,000 | 171,326,000 | 181,406,000 |
| Equity capital | 112,370,000 | 114,812,000 | 116,601,000 | 116,599,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 11,710,000 | 25,129,000 | 38,575,000 | 52,213,000 |
| Interest expense | 1,185,000 | 2,552,000 | 4,028,000 | 5,613,000 |
| Net interest income | 10,525,000 | 22,577,000 | 34,547,000 | 46,600,000 |
| Noninterest income | 2,582,000 | 5,603,000 | 8,740,000 | 11,143,000 |
| Noninterest expense | 8,910,000 | 18,388,000 | 27,995,000 | 37,290,000 |
| Provision for loan losses | 480,000 | 1,411,000 | 1,799,000 | 2,904,000 |
| Pretax income | 3,720,000 | 8,387,000 | 13,504,000 | 17,711,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 3,720,000 | 8,387,000 | 13,504,000 | 17,711,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 98,070,000 | 96,732,000 | 98,841,000 | 100,110,000 |
| Total capital | 105,871,000 | 104,451,000 | 106,908,000 | 107,248,000 |
| Risk-weighted assets | 919,156,000 | 994,728,000 | 1,003,824,000 | 1,020,434,000 |