Call report 2004Q4
INCREDIBLEBANK — 2004Q4
The 22 measures INCREDIBLEBANK reported to the FFIEC for 2004Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 596,563,000 | USD | evidence → |
| Total loans | 433,661,000 | USD | evidence → |
| Allowance for loan losses | 5,495,000 | USD | evidence → |
| Securities available for sale | 66,678,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 520,350,000 | USD | evidence → |
| Interest-bearing deposits | 443,239,000 | USD | evidence → |
| Noninterest-bearing deposits | 77,111,000 | USD | evidence → |
| Equity capital | 57,089,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 23,703,000 | USD | evidence → |
| Interest expense | 6,028,000 | USD | evidence → |
| Net interest income | 17,675,000 | USD | evidence → |
| Noninterest income | 3,922,000 | USD | evidence → |
| Noninterest expense | 12,953,000 | USD | evidence → |
| Provision for loan losses | 1,530,000 | USD | evidence → |
| Pretax income | 7,114,000 | USD | evidence → |
| Income tax | 60,000 | USD | evidence → |
| Net income | 7,054,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 41,723,000 | USD | evidence → |
| Total capital | 47,218,000 | USD | evidence → |
| Risk-weighted assets | 458,081,000 | USD | evidence → |