Call reports 2001
INCREDIBLEBANK — 2001
What INCREDIBLEBANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 257,464,000 | 262,525,000 | 271,670,000 | 279,388,000 |
| Total loans | 205,168,000 | 202,303,000 | 208,360,000 | 219,919,000 |
| Allowance for loan losses | 2,629,000 | 2,748,000 | 2,779,000 | 2,693,000 |
| Securities available for sale | 34,922,000 | 35,945,000 | 32,580,000 | 33,001,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 205,750,000 | 211,453,000 | 221,816,000 | 230,535,000 |
| Interest-bearing deposits | 178,881,000 | 180,592,000 | 188,829,000 | 195,963,000 |
| Noninterest-bearing deposits | 26,869,000 | 30,861,000 | 32,987,000 | 34,572,000 |
| Equity capital | 20,539,000 | 20,695,000 | 21,840,000 | 22,164,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 5,120,000 | 10,259,000 | 15,381,000 | 20,328,000 |
| Interest expense | 2,763,000 | 5,395,000 | 7,808,000 | 9,856,000 |
| Net interest income | 2,357,000 | 4,864,000 | 7,573,000 | 10,472,000 |
| Noninterest income | 315,000 | 634,000 | 982,000 | 1,310,000 |
| Noninterest expense | 1,574,000 | 3,235,000 | 4,995,000 | 7,054,000 |
| Provision for loan losses | 165,000 | 330,000 | 495,000 | 660,000 |
| Pretax income | 933,000 | 1,933,000 | 3,065,000 | 4,092,000 |
| Income tax | 7,000 | 14,000 | 31,000 | 44,000 |
| Net income | 926,000 | 1,919,000 | 3,034,000 | 4,048,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,892,000 | 20,002,000 | 20,766,000 | 21,480,000 |
| Total capital | 22,354,000 | 22,431,000 | 23,295,000 | 24,056,000 |
| Risk-weighted assets | 196,687,000 | 194,040,000 | 202,042,000 | 205,990,000 |