Call reports 2006
INDEPENDENCE COMMUNITY BANK — 2006
What INDEPENDENCE COMMUNITY BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 |
|---|---|---|
| Total assets | 18,914,009,000 | 19,594,544,000 |
| Total loans | 12,736,119,000 | 13,356,639,000 |
| Allowance for loan losses | 99,349,000 | 110,329,000 |
| Securities available for sale | 3,379,526,000 | 2,274,411,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 11,292,948,000 | 11,355,551,000 |
| Interest-bearing deposits | 9,637,836,000 | 9,756,629,000 |
| Noninterest-bearing deposits | 1,655,112,000 | 1,598,922,000 |
| Equity capital | 2,407,641,000 | 3,651,897,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 |
|---|---|---|
| Interest income | 226,892,000 | 82,206,000 |
| Interest expense | 110,167,000 | 44,618,000 |
| Net interest income | 116,725,000 | 37,588,000 |
| Noninterest income | 22,464,000 | 6,978,000 |
| Noninterest expense | 80,650,000 | 30,270,000 |
| Provision for loan losses | 0 | 12,500,000 |
| Pretax income | 60,613,000 | -1,090,000 |
| Income tax | 19,610,000 | -409,000 |
| Net income | 41,003,000 | -681,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 |
|---|---|---|
| Tier 1 capital | 1,229,655,000 | 989,734,000 |
| Total capital | 1,735,861,000 | 1,492,064,000 |
| Risk-weighted assets | 13,722,575,000 | 14,388,209,000 |