Call reports 2005
INDEPENDENCE COMMUNITY BANK — 2005
What INDEPENDENCE COMMUNITY BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 17,862,846,000 | 18,184,920,000 | 18,437,057,000 | 19,010,100,000 |
| Total loans | 11,459,651,000 | 12,081,197,000 | 12,437,318,000 | 12,322,442,000 |
| Allowance for loan losses | 102,554,000 | 102,101,000 | 101,671,000 | 101,467,000 |
| Securities available for sale | 3,892,335,000 | 3,641,322,000 | 3,540,079,000 | 3,563,647,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 10,108,803,000 | 10,443,774,000 | 10,745,052,000 | 11,094,644,000 |
| Interest-bearing deposits | 8,589,699,000 | 8,786,123,000 | 9,163,481,000 | 9,484,712,000 |
| Noninterest-bearing deposits | 1,519,104,000 | 1,657,651,000 | 1,581,571,000 | 1,609,932,000 |
| Equity capital | 2,164,101,000 | 2,179,720,000 | 2,358,720,000 | 2,392,693,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 203,789,000 | 410,809,000 | 628,843,000 | 851,861,000 |
| Interest expense | 67,614,000 | 144,633,000 | 232,561,000 | 335,267,000 |
| Net interest income | 136,175,000 | 266,176,000 | 396,282,000 | 516,594,000 |
| Noninterest income | 21,418,000 | 45,213,000 | 72,315,000 | 98,547,000 |
| Noninterest expense | 72,340,000 | 148,013,000 | 225,371,000 | 304,182,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 87,839,000 | 167,941,000 | 249,220,000 | 317,073,000 |
| Income tax | 31,436,000 | 59,906,000 | 88,496,000 | 112,275,000 |
| Net income | 56,403,000 | 108,035,000 | 160,724,000 | 204,798,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 925,862,000 | 927,254,000 | 1,132,934,000 | 1,185,968,000 |
| Total capital | 1,433,382,000 | 1,434,652,000 | 1,640,585,000 | 1,694,082,000 |
| Risk-weighted assets | 12,530,830,000 | 13,181,175,000 | 13,430,379,000 | 13,451,838,000 |