Call reports 2004
INDEPENDENCE COMMUNITY BANK — 2004
What INDEPENDENCE COMMUNITY BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 9,945,127,000 | 17,963,690,000 | 17,657,800,000 | 17,692,983,000 |
| Total loans | 6,613,690,000 | 11,332,228,000 | 11,211,496,000 | 11,345,262,000 |
| Allowance for loan losses | 79,193,000 | 105,141,000 | 104,910,000 | 101,435,000 |
| Securities available for sale | 2,462,776,000 | 4,116,521,000 | 3,893,608,000 | 3,883,685,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 5,593,072,000 | 9,674,723,000 | 9,534,332,000 | 9,448,882,000 |
| Interest-bearing deposits | 4,791,128,000 | 8,048,532,000 | 7,912,194,000 | 7,926,989,000 |
| Noninterest-bearing deposits | 801,944,000 | 1,626,191,000 | 1,622,138,000 | 1,521,893,000 |
| Equity capital | 966,208,000 | 2,004,836,000 | 2,089,848,000 | 2,132,959,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 123,272,000 | 312,053,000 | 511,790,000 | 710,890,000 |
| Interest expense | 36,106,000 | 87,823,000 | 149,819,000 | 213,915,000 |
| Net interest income | 87,166,000 | 224,230,000 | 361,971,000 | 496,975,000 |
| Noninterest income | 16,968,000 | 48,611,000 | 74,638,000 | 103,636,000 |
| Noninterest expense | 50,443,000 | 124,549,000 | 200,695,000 | 279,726,000 |
| Provision for loan losses | 0 | 2,000,000 | 2,000,000 | 2,000,000 |
| Pretax income | 56,462,000 | 146,940,000 | 235,654,000 | 310,250,000 |
| Income tax | 21,184,000 | 54,588,000 | 84,332,000 | 111,591,000 |
| Net income | 35,278,000 | 92,352,000 | 151,322,000 | 198,659,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 757,787,000 | 823,945,000 | 865,675,000 | 904,830,000 |
| Total capital | 1,223,842,000 | 1,333,999,000 | 1,376,620,000 | 1,410,736,000 |
| Risk-weighted assets | 8,055,024,000 | 12,462,363,000 | 12,552,133,000 | 12,296,220,000 |