Call reports 2003
INDEPENDENCE COMMUNITY BANK — 2003
What INDEPENDENCE COMMUNITY BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 8,071,516,000 | 8,976,702,000 | 8,896,157,000 | 9,504,001,000 |
| Total loans | 5,587,879,000 | 5,619,696,000 | 5,604,923,000 | 6,178,153,000 |
| Allowance for loan losses | 76,787,000 | 78,505,000 | 79,601,000 | 79,503,000 |
| Securities available for sale | 1,719,995,000 | 2,503,950,000 | 2,411,624,000 | 2,508,700,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 5,135,760,000 | 5,296,223,000 | 5,320,482,000 | 5,416,935,000 |
| Interest-bearing deposits | 4,504,956,000 | 4,590,070,000 | 4,592,869,000 | 4,641,549,000 |
| Noninterest-bearing deposits | 630,804,000 | 706,153,000 | 727,613,000 | 775,386,000 |
| Equity capital | 862,645,000 | 870,927,000 | 879,964,000 | 911,435,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 119,982,000 | 240,690,000 | 360,253,000 | 484,100,000 |
| Interest expense | 37,671,000 | 74,950,000 | 112,572,000 | 147,375,000 |
| Net interest income | 82,311,000 | 165,740,000 | 247,681,000 | 336,725,000 |
| Noninterest income | 17,634,000 | 36,896,000 | 52,680,000 | 66,383,000 |
| Noninterest expense | 46,893,000 | 95,423,000 | 142,153,000 | 193,012,000 |
| Provision for loan losses | 2,000,000 | 3,500,000 | 3,500,000 | 3,500,000 |
| Pretax income | 51,079,000 | 103,800,000 | 154,797,000 | 207,072,000 |
| Income tax | 18,305,000 | 37,235,000 | 55,934,000 | 76,061,000 |
| Net income | 32,774,000 | 66,565,000 | 98,863,000 | 131,011,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 669,541,000 | 678,623,000 | 685,946,000 | 722,325,000 |
| Total capital | 752,103,000 | 912,077,000 | 921,241,000 | 957,839,000 |
| Risk-weighted assets | 7,094,560,000 | 7,541,458,000 | 7,557,482,000 | 7,734,803,000 |