Call reports 2002
INDEPENDENCE COMMUNITY BANK — 2002
What INDEPENDENCE COMMUNITY BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 7,877,878,000 | 7,921,672,000 | 8,031,437,000 | 7,984,570,000 |
| Total loans | 5,817,001,000 | 5,939,429,000 | 6,066,575,000 | 5,931,752,000 |
| Allowance for loan losses | 80,534,000 | 80,126,000 | 81,832,000 | 80,547,000 |
| Securities available for sale | 1,279,210,000 | 1,304,839,000 | 1,162,361,000 | 1,263,651,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 5,048,595,000 | 5,013,010,000 | 5,050,424,000 | 4,989,315,000 |
| Interest-bearing deposits | 4,507,697,000 | 4,458,601,000 | 4,487,457,000 | 4,387,672,000 |
| Noninterest-bearing deposits | 540,898,000 | 554,409,000 | 562,967,000 | 601,643,000 |
| Equity capital | 807,923,000 | 847,220,000 | 877,484,000 | 878,045,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 123,442,000 | 250,456,000 | 374,497,000 | 497,749,000 |
| Interest expense | 45,714,000 | 89,778,000 | 133,737,000 | 175,055,000 |
| Net interest income | 77,728,000 | 160,678,000 | 240,760,000 | 322,694,000 |
| Noninterest income | 13,630,000 | 27,212,000 | 43,338,000 | 62,867,000 |
| Noninterest expense | 44,097,000 | 89,312,000 | 133,632,000 | 187,110,000 |
| Provision for loan losses | 2,000,000 | 4,000,000 | 6,000,000 | 8,000,000 |
| Pretax income | 45,352,000 | 94,431,000 | 144,316,000 | 190,301,000 |
| Income tax | 16,469,000 | 34,253,000 | 52,382,000 | 69,435,000 |
| Net income | 28,883,000 | 60,178,000 | 91,934,000 | 120,866,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 608,974,000 | 646,861,000 | 679,989,000 | 685,652,000 |
| Total capital | 685,784,000 | 729,999,000 | 762,748,000 | 771,002,000 |
| Risk-weighted assets | 6,112,637,000 | 6,299,164,000 | 6,594,342,000 | 6,841,983,000 |