Call reports 2021
FARMERS & STOCKMENS BANK — 2021
What FARMERS & STOCKMENS BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 456,893,000 | 397,793,000 | 447,766,000 | 560,163,000 |
| Total loans | 361,139,000 | 280,457,000 | 287,714,000 | 284,716,000 |
| Allowance for loan losses | 3,704,000 | 3,813,000 | 3,937,000 | 4,341,000 |
| Securities available for sale | 2,869,000 | 2,786,000 | 2,737,000 | 13,083,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 325,136,000 | 341,842,000 | 392,492,000 | 498,983,000 |
| Interest-bearing deposits | 155,157,000 | 167,643,000 | 208,930,000 | 247,315,000 |
| Noninterest-bearing deposits | 169,979,000 | 174,200,000 | 183,563,000 | 251,668,000 |
| Equity capital | 41,537,000 | 41,593,000 | 40,976,000 | 47,480,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 5,994,000 | 10,074,000 | 13,677,000 | 17,504,000 |
| Interest expense | 314,000 | 630,000 | 905,000 | 1,134,000 |
| Net interest income | 5,680,000 | 9,444,000 | 12,772,000 | 16,370,000 |
| Noninterest income | 3,696,000 | 7,319,000 | 9,414,000 | 11,332,000 |
| Noninterest expense | 5,000,000 | 10,398,000 | 15,352,000 | 20,416,000 |
| Provision for loan losses | 272,000 | 385,000 | 515,000 | 915,000 |
| Pretax income | 4,104,000 | 5,980,000 | 6,319,000 | 6,371,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 4,104,000 | 5,980,000 | 6,319,000 | 6,371,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 37,985,000 | 37,940,000 | 37,338,000 | 43,972,000 |
| Total capital | 41,217,000 | 41,026,000 | 40,906,000 | 48,187,000 |
| Risk-weighted assets | 257,882,000 | 245,867,000 | 284,770,000 | 336,726,000 |