Call reports 2020
FARMERS & STOCKMENS BANK — 2020
What FARMERS & STOCKMENS BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 228,248,000 | 411,015,000 | 431,948,000 | 460,442,000 |
| Total loans | 175,500,000 | 316,612,000 | 346,572,000 | 342,313,000 |
| Allowance for loan losses | 2,464,000 | 2,912,000 | 3,230,000 | 3,434,000 |
| Securities available for sale | 3,066,000 | 3,166,000 | 3,126,000 | 3,032,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 183,399,000 | 254,344,000 | 274,223,000 | 310,532,000 |
| Interest-bearing deposits | 113,237,000 | 132,406,000 | 145,701,000 | 158,958,000 |
| Noninterest-bearing deposits | 70,162,000 | 121,938,000 | 128,522,000 | 151,574,000 |
| Equity capital | 33,258,000 | 37,181,000 | 37,986,000 | 38,723,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 2,897,000 | 10,143,000 | 13,435,000 | 15,933,000 |
| Interest expense | 356,000 | 682,000 | 1,024,000 | 1,356,000 |
| Net interest income | 2,541,000 | 9,461,000 | 12,411,000 | 14,577,000 |
| Noninterest income | 1,672,000 | 3,879,000 | 7,390,000 | 11,165,000 |
| Noninterest expense | 3,609,000 | 8,137,000 | 12,883,000 | 17,886,000 |
| Provision for loan losses | 125,000 | 570,000 | 887,000 | 1,092,000 |
| Pretax income | 479,000 | 4,633,000 | 6,031,000 | 6,764,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 479,000 | 4,633,000 | 6,031,000 | 6,764,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,043,000 | 33,813,000 | 34,609,000 | 35,295,000 |
| Total capital | 32,445,000 | 36,345,000 | 37,280,000 | 38,303,000 |
| Risk-weighted assets | 191,906,000 | 202,004,000 | 212,875,000 | 240,027,000 |