Call reports 2019
FARMERS & STOCKMENS BANK — 2019
What FARMERS & STOCKMENS BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 208,401,000 | 206,552,000 | 217,964,000 | 223,079,000 |
| Total loans | 163,122,000 | 167,111,000 | 172,673,000 | 173,987,000 |
| Allowance for loan losses | 2,269,000 | 2,286,000 | 2,316,000 | 2,326,000 |
| Securities available for sale | 3,860,000 | 3,747,000 | 3,525,000 | 3,402,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 171,254,000 | 169,291,000 | 180,102,000 | 186,184,000 |
| Interest-bearing deposits | 121,667,000 | 114,573,000 | 116,862,000 | 117,857,000 |
| Noninterest-bearing deposits | 49,586,000 | 54,718,000 | 63,239,000 | 68,327,000 |
| Equity capital | 27,012,000 | 27,251,000 | 27,866,000 | 28,995,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 2,866,000 | 5,741,000 | 8,681,000 | 11,635,000 |
| Interest expense | 494,000 | 939,000 | 1,386,000 | 1,797,000 |
| Net interest income | 2,372,000 | 4,802,000 | 7,295,000 | 9,838,000 |
| Noninterest income | 1,013,000 | 2,500,000 | 4,199,000 | 6,283,000 |
| Noninterest expense | 2,489,000 | 5,223,000 | 8,164,000 | 11,618,000 |
| Provision for loan losses | 8,000 | 15,000 | 35,000 | 97,000 |
| Pretax income | 888,000 | 2,064,000 | 3,295,000 | 4,406,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 888,000 | 2,064,000 | 3,295,000 | 4,406,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,651,000 | 23,887,000 | 24,542,000 | 25,606,000 |
| Total capital | 25,853,000 | 26,090,000 | 26,786,000 | 28,032,000 |
| Risk-weighted assets | 175,951,000 | 176,011,000 | 179,270,000 | 193,964,000 |