Call reports 2018
FARMERS & STOCKMENS BANK — 2018
What FARMERS & STOCKMENS BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 205,141,000 | 207,216,000 | 221,489,000 | 224,410,000 |
| Total loans | 167,028,000 | 150,882,000 | 161,535,000 | 155,697,000 |
| Allowance for loan losses | 2,466,000 | 2,450,000 | 2,491,000 | 2,376,000 |
| Securities available for sale | 4,524,000 | 4,279,000 | 4,012,000 | 3,950,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 165,714,000 | 167,627,000 | 183,646,000 | 187,643,000 |
| Interest-bearing deposits | 116,659,000 | 117,714,000 | 129,488,000 | 129,269,000 |
| Noninterest-bearing deposits | 49,055,000 | 49,913,000 | 54,159,000 | 58,374,000 |
| Equity capital | 25,029,000 | 25,332,000 | 25,834,000 | 26,714,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 2,642,000 | 5,398,000 | 8,114,000 | 10,954,000 |
| Interest expense | 310,000 | 647,000 | 1,055,000 | 1,555,000 |
| Net interest income | 2,332,000 | 4,751,000 | 7,059,000 | 9,399,000 |
| Noninterest income | 1,427,000 | 2,939,000 | 4,201,000 | 5,126,000 |
| Noninterest expense | 2,653,000 | 5,176,000 | 7,649,000 | 10,035,000 |
| Provision for loan losses | 40,000 | 70,000 | 100,000 | 130,000 |
| Pretax income | 1,066,000 | 2,444,000 | 3,511,000 | 4,360,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,066,000 | 2,444,000 | 3,511,000 | 4,360,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,570,000 | 21,878,000 | 22,427,000 | 23,347,000 |
| Total capital | 23,837,000 | 24,013,000 | 24,648,000 | 25,583,000 |
| Risk-weighted assets | 181,183,000 | 170,483,000 | 177,426,000 | 178,616,000 |