Call reports 2016
FARMERS & STOCKMENS BANK — 2016
What FARMERS & STOCKMENS BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 196,823,000 | 192,963,000 | 202,178,000 | 200,256,000 |
| Total loans | 133,812,000 | 142,463,000 | 155,259,000 | 153,738,000 |
| Allowance for loan losses | 2,094,000 | 2,126,000 | 2,153,000 | 2,194,000 |
| Securities available for sale | 21,986,000 | 18,631,000 | 18,292,000 | 17,489,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 158,701,000 | 155,243,000 | 164,161,000 | 161,299,000 |
| Interest-bearing deposits | 121,906,000 | 115,272,000 | 120,342,000 | 120,487,000 |
| Noninterest-bearing deposits | 36,795,000 | 39,971,000 | 43,819,000 | 40,812,000 |
| Equity capital | 22,111,000 | 21,970,000 | 21,985,000 | 22,357,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 2,158,000 | 4,207,000 | 6,354,000 | 8,644,000 |
| Interest expense | 315,000 | 618,000 | 943,000 | 1,262,000 |
| Net interest income | 1,843,000 | 3,589,000 | 5,411,000 | 7,382,000 |
| Noninterest income | 1,428,000 | 3,241,000 | 4,798,000 | 6,604,000 |
| Noninterest expense | 2,378,000 | 4,956,000 | 7,669,000 | 10,557,000 |
| Provision for loan losses | 31,000 | 61,000 | 112,000 | 272,000 |
| Pretax income | 862,000 | 1,844,000 | 2,457,000 | 3,186,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 862,000 | 1,844,000 | 2,457,000 | 3,186,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,482,000 | 18,316,000 | 18,396,000 | 19,162,000 |
| Total capital | 20,461,000 | 20,314,000 | 20,467,000 | 21,335,000 |
| Risk-weighted assets | 158,227,000 | 159,703,000 | 165,555,000 | 173,817,000 |