Call reports 2015
FARMERS & STOCKMENS BANK — 2015
What FARMERS & STOCKMENS BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 174,814,000 | 176,441,000 | 186,851,000 | 203,731,000 |
| Total loans | 134,453,000 | 140,081,000 | 141,907,000 | 134,066,000 |
| Allowance for loan losses | 1,945,000 | 2,025,000 | 2,048,000 | 2,061,000 |
| Securities available for sale | 15,726,000 | 17,903,000 | 17,130,000 | 16,647,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 141,108,000 | 141,661,000 | 149,156,000 | 165,723,000 |
| Interest-bearing deposits | 90,033,000 | 105,615,000 | 111,156,000 | 127,834,000 |
| Noninterest-bearing deposits | 51,075,000 | 36,046,000 | 38,000,000 | 37,889,000 |
| Equity capital | 18,351,000 | 18,241,000 | 21,616,000 | 21,929,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,890,000 | 3,922,000 | 5,986,000 | 8,045,000 |
| Interest expense | 260,000 | 539,000 | 812,000 | 1,130,000 |
| Net interest income | 1,630,000 | 3,383,000 | 5,174,000 | 6,915,000 |
| Noninterest income | 1,197,000 | 2,580,000 | 3,977,000 | 4,858,000 |
| Noninterest expense | 2,192,000 | 4,434,000 | 6,785,000 | 9,051,000 |
| Provision for loan losses | 445,000 | 523,000 | 562,000 | 573,000 |
| Pretax income | 190,000 | 1,006,000 | 1,804,000 | 2,149,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 190,000 | 1,006,000 | 1,804,000 | 2,149,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,768,000 | 14,765,000 | 18,132,000 | 18,497,000 |
| Total capital | 16,679,000 | 16,712,000 | 20,183,000 | 20,463,000 |
| Risk-weighted assets | 152,119,000 | 155,638,000 | 164,107,000 | 157,200,000 |