Call reports 2014
FARMERS & STOCKMENS BANK — 2014
What FARMERS & STOCKMENS BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 155,482,000 | 165,283,000 | 168,969,000 | 178,503,000 |
| Total loans | 98,744,000 | 111,199,000 | 121,076,000 | 130,478,000 |
| Allowance for loan losses | 1,441,000 | 1,443,000 | 1,410,000 | 1,499,000 |
| Securities available for sale | 19,054,000 | 18,495,000 | 16,732,000 | 16,309,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 129,508,000 | 137,610,000 | 135,437,000 | 144,667,000 |
| Interest-bearing deposits | 92,968,000 | 99,872,000 | 82,882,000 | 87,208,000 |
| Noninterest-bearing deposits | 36,540,000 | 37,738,000 | 52,555,000 | 57,459,000 |
| Equity capital | 16,894,000 | 17,400,000 | 17,751,000 | 18,436,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,448,000 | 3,151,000 | 5,074,000 | 7,050,000 |
| Interest expense | 197,000 | 413,000 | 643,000 | 895,000 |
| Net interest income | 1,251,000 | 2,738,000 | 4,431,000 | 6,155,000 |
| Noninterest income | 1,147,000 | 2,543,000 | 3,696,000 | 5,057,000 |
| Noninterest expense | 2,041,000 | 4,109,000 | 6,411,000 | 8,739,000 |
| Provision for loan losses | 7,000 | 7,000 | 52,000 | 143,000 |
| Pretax income | 350,000 | 1,165,000 | 1,664,000 | 2,330,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 350,000 | 1,165,000 | 1,664,000 | 2,330,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,231,000 | 13,643,000 | 13,961,000 | 14,656,000 |
| Total capital | 14,679,000 | 15,093,000 | 15,378,000 | 16,162,000 |
| Risk-weighted assets | 120,504,000 | 135,057,000 | 146,880,000 | 154,792,000 |