Call reports 2013
FARMERS & STOCKMENS BANK — 2013
What FARMERS & STOCKMENS BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 137,299,000 | 138,557,000 | 134,431,000 | 146,887,000 |
| Total loans | 89,860,000 | 86,998,000 | 93,968,000 | 91,544,000 |
| Allowance for loan losses | 1,344,000 | 1,357,000 | 1,400,000 | 1,429,000 |
| Securities available for sale | 23,638,000 | 22,084,000 | 20,568,000 | 19,648,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 123,461,000 | 124,648,000 | 113,883,000 | 123,688,000 |
| Interest-bearing deposits | 83,620,000 | 87,812,000 | 81,328,000 | 88,371,000 |
| Noninterest-bearing deposits | 39,841,000 | 36,836,000 | 32,555,000 | 35,317,000 |
| Equity capital | 13,353,000 | 13,316,000 | 13,510,000 | 14,099,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,357,000 | 2,734,000 | 4,256,000 | 5,780,000 |
| Interest expense | 173,000 | 329,000 | 490,000 | 673,000 |
| Net interest income | 1,184,000 | 2,405,000 | 3,766,000 | 5,107,000 |
| Noninterest income | 1,422,000 | 2,633,000 | 3,856,000 | 5,044,000 |
| Noninterest expense | 1,957,000 | 3,820,000 | 5,769,000 | 7,599,000 |
| Provision for loan losses | 0 | 14,000 | 54,000 | 95,000 |
| Pretax income | 652,000 | 1,269,000 | 1,864,000 | 2,509,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 652,000 | 1,269,000 | 1,864,000 | 2,509,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,356,000 | 12,472,000 | 12,789,000 | 13,456,000 |
| Total capital | 13,707,000 | 13,816,000 | 14,196,000 | 14,892,000 |
| Risk-weighted assets | 114,740,000 | 107,558,000 | 117,011,000 | 123,066,000 |