Call reports 2012
FARMERS & STOCKMENS BANK — 2012
What FARMERS & STOCKMENS BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 111,007,000 | 118,393,000 | 138,782,000 | 136,452,000 |
| Total loans | 66,931,000 | 83,311,000 | 89,039,000 | 89,965,000 |
| Allowance for loan losses | 1,113,000 | 1,190,000 | 1,265,000 | 1,342,000 |
| Securities available for sale | 20,193,000 | 19,247,000 | 18,819,000 | 19,647,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 99,116,000 | 106,151,000 | 125,702,000 | 122,524,000 |
| Interest-bearing deposits | 70,295,000 | 62,822,000 | 79,050,000 | 82,389,000 |
| Noninterest-bearing deposits | 28,821,000 | 43,329,000 | 46,652,000 | 40,135,000 |
| Equity capital | 11,532,000 | 11,812,000 | 12,551,000 | 13,317,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,259,000 | 2,583,000 | 4,133,000 | 5,534,000 |
| Interest expense | 176,000 | 344,000 | 525,000 | 709,000 |
| Net interest income | 1,083,000 | 2,239,000 | 3,608,000 | 4,825,000 |
| Noninterest income | 644,000 | 1,366,000 | 2,551,000 | 4,035,000 |
| Noninterest expense | 1,513,000 | 3,117,000 | 4,946,000 | 6,707,000 |
| Provision for loan losses | 25,000 | 100,000 | 175,000 | 250,000 |
| Pretax income | 187,000 | 386,000 | 1,043,000 | 1,908,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 187,000 | 386,000 | 1,043,000 | 1,908,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,536,000 | 10,764,000 | 11,451,000 | 12,340,000 |
| Total capital | 11,656,000 | 11,961,000 | 12,723,000 | 13,689,000 |
| Risk-weighted assets | 90,982,000 | 100,055,000 | 114,052,000 | 115,448,000 |