Call reports 2011
FARMERS & STOCKMENS BANK — 2011
What FARMERS & STOCKMENS BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 78,979,000 | 84,326,000 | 103,252,000 | 114,942,000 |
| Total loans | 51,825,000 | 60,589,000 | 68,440,000 | 67,221,000 |
| Allowance for loan losses | 522,000 | 699,000 | 916,000 | 1,083,000 |
| Securities available for sale | 10,995,000 | 11,802,000 | 11,211,000 | 15,014,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 70,776,000 | 74,910,000 | 93,072,000 | 103,961,000 |
| Interest-bearing deposits | 52,445,000 | 55,836,000 | 65,783,000 | 73,326,000 |
| Noninterest-bearing deposits | 18,331,000 | 19,074,000 | 27,289,000 | 30,635,000 |
| Equity capital | 8,013,000 | 9,202,000 | 9,862,000 | 10,597,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,003,000 | 2,144,000 | 3,399,000 | 4,593,000 |
| Interest expense | 100,000 | 201,000 | 320,000 | 492,000 |
| Net interest income | 903,000 | 1,943,000 | 3,079,000 | 4,101,000 |
| Noninterest income | 467,000 | 977,000 | 1,582,000 | 2,688,000 |
| Noninterest expense | 1,034,000 | 2,365,000 | 3,839,000 | 5,533,000 |
| Provision for loan losses | 134,000 | 310,000 | 482,000 | 659,000 |
| Pretax income | 202,000 | 245,000 | 340,000 | 599,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 202,000 | 245,000 | 340,000 | 599,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,101,000 | 8,174,000 | 8,796,000 | 9,569,000 |
| Total capital | 7,623,000 | 8,873,000 | 9,712,000 | 10,659,000 |
| Risk-weighted assets | 56,167,000 | 62,965,000 | 78,105,000 | 87,819,000 |